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青年储蓄:成长账户

Teaching your kids how to 保存 and manage money, while boosting their future.

下载一个会员申请开始

或打电话 1-

青年储蓄 股息 率  年 
100美元以上 0.25% 0.25%

The Grow Account 年度百分比 收益率 (年) effective as of December 1, 2021, 开户后如有变动,恕不另行通知. 赚取股息所需的平均每日余额100美元. If you maintain a minimum average daily balance (ADB) of $500 for a quarter, 你将获得红利, 在季度末支付. The bonus dividend will be equal to the cumulative dividends paid during that quarter. The ADB is calculated by adding the full amount of the principal in the account each day for the period and dividing the figure by the number of days in the period. 费用可能会减少收入. For opening the Grow Account, the age restriction is under 18 years old.

青年储蓄:成长账户

为终生财务健康奠定基础.

关键特性

  • 18岁以下儿童专用账户
  • 无每月维护费或非活动费
  • Maintain a minimum average daily balance of $100 to earn dividends
  • Average daily balance of $500 and above per quarter receives a quarterly bonus dividend

下载一个会员申请开始

可能是好的选择,如果

  • 你正在为一个18岁以下的孩子开设账户
  • 你想教你的孩子如何省钱和理财

与其他储蓄账户相比

增长帐户的优点是什么?

自己的钱

It’s never too soon to begin teaching your children about handling money responsibly. 以他们的名字开一个储蓄账户是一个很好的开始. They can put their hard-earned allowance in there or perhaps part of their birthday gifts from relatives. Then they can see how they earn a bonus dividend by keeping their money in the account. And they will also have the thrill of watching their balance grow to the amount needed for a special purchase they have in mind. You can also request an ATM card so they can learn how to responsibly use that to access their funds.

获得分红

A Grow Account requires a minimum balance of just $100 to earn dividends. +, if you maintain an average daily balance of at least $500 per quarter, you will receive a quarterly bonus deposited directly into your Grow Account.

随着增长帐户,您还将享受:
  • 无每月维护费
  • 没有活动的费用
  • 一个简单的, 单层税率结构, which means it offers the same dividend rate for any average daily balance
  • Option to request an 元素 ATM card to use at more than 78,000 surcharge-free 自动取款机 在世界范围内
  • 共享分支访问超过5000 分支机构 在全国范围内
  • 能够管理您的帐户 哪个赌钱app比较好或手机应用 从任何设备

下载一个会员申请开始

增长帐户与其他储蓄选择相比如何?

As its name suggests, 青年储蓄:成长账户 is just for members under age 18. 以下是其他不同的储蓄选择.

  青年储蓄:成长账户 成员储蓄 氦储蓄 隐匿处储蓄
关键好处

无每月维护费或非活动费

有赚取红利的潜力

无每月维护费

没有费用

无每月维护费

没有最低余额

一个好的选择,如果你

正在为一个未满18岁的孩子开设账户吗

想教你的孩子如何省钱和理财

想要建立你的元素成员

计划保持每天少于2500美元的余额

计划每天保持2500美元的余额来赚取股息

就像“眼不见,心不烦”

想要为一个特殊的目标储存一些现金

0.25%1 0.10% - 0.20%2 到0.40%3 0.10% - 0.20%4
税率结构 Average daily balance of $500 and above per quarter receives a quarterly bonus 分级利率,随着您的帐户余额增长而增加 简单,单层率 分级利率,随着您的帐户余额增长而增加
赚取股息的最低余额 $100 $100 $2,500 $100
无每月维护费
开户最小余额 $5
可用的术语
可用的数量
无每月非活动费用
每月不限交易次数

我能指望多少费用呢?

无维护费或非活动费

There are no monthly maintenance fees or inactive fees on a Grow Account; however, 它可以在三年不活动后进入休眠状态. 请参阅我们的 费用表 查阅有关储蓄产品的收费详情.

Can a Grow Account be the primary membership savings account for members under 18?

是的,增长帐户的目的是要取代 成员储蓄 Account for members under 18 (having a savings account with us is the part that makes your membership in the credit union official). 当它是信用社会员的主要账户时, 该账户将从好的赌博软件推荐获得5美元.

当帐户持有人超过18岁时会发生什么?

As mentioned above, to open an account, the youth must be under 18. 当账户上有名字的孩子25岁时, funds in the Grow Account will automatically transfer to a 成员储蓄 Account at the 成员储蓄 Account rates and terms.

元素哪个赌钱app比较好容易使用吗?

是的! It’s easy to do your banking and budgeting with 元素 — no matter where you are. Our goal with 哪个赌钱app比较好 is simple: to provide you with a state-of-the-art digital banking experience that you can count on and is consistent across all devices.

通过元素哪个赌钱app比较好和我们的移动应用程序,您可以:
  • Check your balances, make loan payments, and transfer money between accounts
  • 使用手机或电脑摄像头进行存款支票
  • 在线查看检查图像
  • 365年7月24日在线支付你的账单
  • Review your account history with a 14-month electronic archive of statements
  • 定位 分支机构和自动取款机s 你附近
  • See your SavvyMoney credit score with any checking account or loan
  • 方便地支付给朋友和家人 支付一个朋友 从元素,加上其他 电子钱包的选择
  • 和更多的

了解更多关于哪个赌钱app比较好的信息 & 手机应用程序

为什么我的储蓄账户要选择元素?

就像银行,只是更好!

更好的利率. 更少的费用.

因为我们是信用合作社, 我们以降低费用的形式将利润返还给会员, 更高的储蓄利率和更低的贷款利率.

可信的建议. 新鲜的方法.

We pride ourselves in being a trusted source for financial education. Your financial wellness expert will come to your workplace to answer questions and provide you with one-on-one assistance as you navigate the changes that come with each of life's stages.

尊重当地. 在全球范围内访问.

Headquartered in 印第安纳波利斯 since 1930, we rank among the top 3% of credit unions nationally5. 我们服务于50个州和50多个国家的会员. You’ll have access to 5,000+ shared 分支机构 在全国范围内 and 78,000+ surcharge-free 自动取款机 globally.

高科技. 人类接触.

我们的技术使使用元素进行银行操作变得容易. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.

开始

我要怎样开户?

完整的 & 把这些PDF表格发给我们

We regret that federal banking guidelines for minors prevent students under age 18 from opening a 青年储蓄 Account online. To open a 青年储蓄: Grow Account for your child, complete these forms:

将这些表单返回给元素 位置 或电邮至 customerservice@rictruesdell.com. 如果您需要填写表格,请致电我们 1-.

哪个赌钱app比较好 & 手机应用程序

一旦你的青年储蓄账户开了,你就可以 注册哪个赌钱app比较好. 哪个赌钱app比较好可以让你方便地检查你的余额, 存款支票, 通过你的智能手机在账户间转账, 平板电脑, 笔记本或桌面. 了解更多关于哪个赌钱app比较好的信息.

下载会员应用程序 下载会员附录

I started saving for my daughter with a 青年储蓄 account from 元素 back in 2009. Now, we are about to use some of the money to pay for her first year of college!

——凯蒂·H. |自2006年成为会员

我应该存多少钱才能达到我的目标?

储蓄计算器

结果

  1. 1 The Grow Account 年度百分比 收益率 (年) effective as of December 1, 2021, 开户后如有变动,恕不另行通知. 赚取股息所需的平均每日余额100美元. If you maintain a minimum average daily balance (ADB) of $500 for a quarter, 你将获得红利, 在季度末支付. The bonus dividend will be equal to the cumulative dividends paid during that quarter. The ADB is calculated by adding the full amount of the principal in the account each day for the period and dividing the figure by the number of days in the period. 费用可能会减少收入. For opening the Grow Account, the age restriction is under 18 years old.
  2. 2 成员储蓄 年度百分比 收益率 (年) effective as of December 1, 2021, 开户后如有变动,恕不另行通知. 赚取股息所需的平均每日余额100美元. 费用可能会减少收入. 无每月维护费. 开户所需的最低余额是5美元.
  3. 3 氦储蓄 年度百分比 收益率 (年) effective as of December 1, 2021,开户后如有更改,恕不另行通知. 赚取股息所需的平均每日余额$2,500. 费用可能会减少收入.
  4. 4 隐匿处储蓄 年度百分比 收益率 (年) effective as of December 1, 2021, 开户后如有变动,恕不另行通知. 赚取股息所需的平均每日余额100美元. 费用可能会减少收入. 无每月维护费. 没有最低余额要求. 
  5. 5 基于截至2020年1月31日的资产规模
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